Live Treasury Rates
View live Treasury rates and current T-Bill rates by term, including Treasury bills, notes, and bonds in one place.
Use this page to compare Treasury yields, review short-term bill rates, and understand how maturities affect cash and fixed-income decisions.
Use it to spot current yields, compare maturities, and decide which Treasury term may fit your cash or fixed-income strategy.
Not sure what to do with these rates?
Turn today’s Treasury rates into a cash decision
Compare T-Bills with savings accounts, estimate potential T-Bill returns, or build a Treasury ladder for scheduled access to cash.
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Short-term cash
Looking at cash you may need in weeks or months? Estimate the return on a specific Treasury bill.
Savings comparison
Compare Treasury yields with high-yield savings accounts for cash management.
Recurring access
Want staggered maturities so cash becomes available over time? Build a Treasury ladder.
Cashflow planning
Have future expenses or deposits? Optimize how much cash to keep available and how much to place in Treasuries.
Today’s Treasury rates snapshot
The table and chart below show current Treasury rates by term, including short-term Treasury bills, medium-term Treasury notes, and long-term Treasury bonds.
If you are comparing cash options, start with the Treasury bill rows, then use the calculate button to estimate the return for a specific bill and investment amount.
Treasury Rates by Term
Use the chart to see how yields change across Treasury terms.
Short-term bills, medium-term notes, and long-term bonds often behave differently depending on the rate environment. Filtering the data updates the chart, summary cards, and table below.
How to use this page
- Use the summary cards to quickly identify the highest yield, best bill yield, and maturity range.
- Use the chart to see how yields vary across Treasury terms.
- Use the filters to narrow the table by bills, notes, bonds, short-term securities, or longer maturities.
- Use the action buttons in the table to move from rates into calculators or guides.
- Remember that the highest yield is not always the best fit. Your time horizon and liquidity needs matter.
Treasury bill rates today
Treasury bills are short-term U.S. government securities that mature in weeks or months. On this page, you can filter for bills, compare available terms, and review current annualized yields.
Shorter-term bills may be useful for cash you expect to need soon, while longer bill terms may be useful when you can leave money untouched until maturity.
Use the Calculate button next to a bill in the table to estimate the dollar return for that specific Treasury bill.
Rates Table
Sort and filter live Treasury rates by security type, term, yield, issue date, maturity date, or CUSIP.
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How to think about Treasury terms
- Treasury bills are generally best for short-term cash and planned near-term needs.
- Treasury notes are often used for medium-term fixed income and portfolio balance.
- Treasury bonds are longer-term instruments and tend to carry more interest rate sensitivity.
What the table fields mean
- Yield: annualized return indicator for the security shown.
- Days: approximate days until maturity.
- Price per 100: market-style pricing reference for the security.
- Bid-to-Cover: auction demand indicator when available.
Why Treasury rates matter
Treasury rates are more than just numbers on a chart. They influence how investors compare safety, liquidity, income, and time horizon across different cash and bond options.
For short-term cash planning, live Treasury bill yields help you decide whether it may make sense to lock money in for a defined period.
For broader fixed-income decisions, Treasury notes and bonds help show what the market is offering across longer maturities.
Treasury rates FAQ
Does this page use live Treasury data?
Yes. The page loads Treasury rate data from your Treasury data source and displays the currently available securities in the selected range.
Is the highest yield automatically the best choice?
No. The best Treasury depends on your time horizon, liquidity needs, reinvestment plans, and how much interest rate risk you want to take.
What is the difference between a bill, note, and bond?
Bills are short term, notes are medium term, and bonds are long term. They serve different roles in cash and portfolio planning.
Why would someone use this page instead of just looking at one rate?
Because comparing multiple Treasury terms side by side helps you understand the full rate picture rather than making a decision based on one isolated maturity.
Where can I see current T-Bill rates?
You can use the table above to view current Treasury bill rates by term. Filter the table to Bills to focus on short-term T-Bill yields.
How often do Treasury rates change?
Treasury rates can change as new market data and auction results become available. This page refreshes its displayed data from the connected Treasury data source.
Which Treasury bill term should I compare first?
Start with the term that matches when you expect to need your cash. A shorter bill may fit near-term cash needs, while a longer bill may fit cash you can leave invested until maturity.