T-BILL MARKET Loading market data...

Live Treasury Rates

View recent live Treasury bill, note, and bond rates in one place and compare terms, yields, and maturity structures.

This page is designed to help you understand how Treasury rates vary across short-term, medium-term, and long-term government securities.

Use it to spot current yields, compare maturities, and decide which Treasury term may fit your cash or fixed-income strategy.

Not sure what to do with these rates?

Turn today’s Treasury rates into a cash decision

Compare T-Bills with savings accounts, estimate potential T-Bill returns, or build a Treasury ladder for scheduled access to cash.

Want weekly Treasury bill updates? Get a simple weekly email with current T-Bill rates.
Get Updates
Highest Yield
β€”
Highest yield in the current filtered Treasury dataset.
Best Bill Yield
β€”
Highest yield among Treasury bills currently shown.
Shortest Maturity
β€”
The shortest maturity currently shown.
Longest Maturity
β€”
The longest maturity currently shown.

Short-term cash

Looking at cash you may need in weeks or months? Start with Treasury bills.

Calculate T-Bill Return

Savings comparison

Compare Treasury yields with high-yield savings for cash management.

Compare Options

Recurring access

Want staggered maturities so cash becomes available over time?

Build a Ladder

Treasury Rates by Term

Use the chart to see how yields change across Treasury terms.

Loading live rates...

Short-term bills, medium-term notes, and long-term bonds often behave differently depending on the rate environment. Filtering the data updates the chart, summary cards, and table below.

How to use this page

  • Use the summary cards to quickly identify the highest yield, best bill yield, and maturity range.
  • Use the chart to see how yields vary across Treasury terms.
  • Use the filters to narrow the table by bills, notes, bonds, short-term securities, or longer maturities.
  • Use the action buttons in the table to move from rates into calculators or guides.
  • Remember that the highest yield is not always the best fit. Your time horizon and liquidity needs matter.

Rates Table

Sort and filter Treasury securities by type, term, yield, maturity, or CUSIP.

Action
Loading Treasury rates...
Note: the highest yield is not always the best fit. A shorter-term bill may be better for planned cash needs, while a longer-term note or bond may be more relevant for broader portfolio income goals.

Get weekly Treasury bill rate updates

Receive a weekly email with Treasury bill rate updates and a link to the latest rates.

How to think about Treasury terms

  • Treasury bills are generally best for short-term cash and planned near-term needs.
  • Treasury notes are often used for medium-term fixed income and portfolio balance.
  • Treasury bonds are longer-term instruments and tend to carry more interest rate sensitivity.

What the table fields mean

  • Yield: annualized return indicator for the security shown.
  • Days: approximate days until maturity.
  • Price per 100: market-style pricing reference for the security.
  • Bid-to-Cover: auction demand indicator when available.

Why Treasury rates matter

Treasury rates are more than just numbers on a chart. They influence how investors compare safety, liquidity, income, and time horizon across different cash and bond options.

For short-term cash planning, live Treasury bill yields help you decide whether it may make sense to lock money in for a defined period.

For broader fixed-income decisions, Treasury notes and bonds help show what the market is offering across longer maturities.

Treasury rates FAQ

Does this page use live Treasury data?

Yes. The page loads Treasury rate data from your Treasury data source and displays the currently available securities in the selected range.

Is the highest yield automatically the best choice?

No. The best Treasury depends on your time horizon, liquidity needs, reinvestment plans, and how much interest rate risk you want to take.

What is the difference between a bill, note, and bond?

Bills are short term, notes are medium term, and bonds are long term. They serve different roles in cash and portfolio planning.

Why would someone use this page instead of just looking at one rate?

Because comparing multiple Treasury terms side by side helps you understand the full rate picture rather than making a decision based on one isolated maturity.